The internet today is full of instant answers. Often you are asked
simply to input your details and an answer or quote to what ever
you want will automatically appear.
Unfortunately, this is not possible to do for an existing personal
pension.
Existing Personal Pensions are complex and no quick answer is
available.
To do the job properly our advisers must understand your existing
contract completely. There are important questions to be asked,
for instance:-
Are there guaranteed growth rates within the investment fund?
Are there guaranteed annuities
within the policy? Or a loyalty bonus after so many years? Are
there penalties for moving?
These are only a few examples of the questions that must be answered
before advice can be given and it is not possible to obtain an
instant answer because of them.
To help you we need to contact your existing Pension Provider
to obtain all the necessary information about your existing pension
to allow us to make our recommendations.
In addition, we need to know a little bit about your own circumstances
and a small personal questionnaire is required from yourself.
To obtain information about your existing pension, your pension
provider requires sight of an original signature from you.
It’s Yours Limited
Acorn House
726 London Road
Oakhill
Stoke on Trent
Staffordshire
ST4 5NP
We will then contact your existing Pension Provider to obtain
all the necessary information before compiling your full report
and sending it to you as appropriate.
Should a change be necessary we would then be on hand to organise
it for you and then be there each year to help you make the best
use of your pension from now until your retirement.
The on-going advice in future years will be just as important
as the advice given today. At It’s Yours Limited we will look
at your Pension each year to ensure it is not forgotten.
